Table 3.

Prevalence of financial hardship and limiting care due to cost by race and risk ratios of reporting each form of financial hardship and care limitation associated with being African American vs. White

TotalWhiteAfrican AmericanAfrican American vs. white
N (%)N (%)N (%)RR (95% CI)
Any financial hardship432 (46.1)157 (40.6)275 (50.0)1.23 (1.06–1.43)
Borrowed money from family or friends95 (9.7)39 (9.7)56 (9.8)1.01 (0.68–1.48)
 Remaining debt249 (25.5)74 (18.3)175 (30.7)1.68 (1.32–2.13)
 Utilized assets to pay for cancer care66 (6.7)38 (9.3)28 (4.8)0.68 (0.51–0.90)
 Refinanced or sold home9 (0.9)7 (1.7)2 (0.4)0.20 (0.04–0.97)
 Sold stock or other investments15 (1.5)8 (2.0)7 (1.2)0.62 (0.23–1.69)
 Withdrew money from retirement56 (5.7)31 (7.6)25 (4.3)0.57 (0.34–0.95)
 Experienced a decrease in income275 (29.4)109 (28.0)166 (30.5)1.09 (0.89–1.33)
Any care limitations171 (17.6)57 (14.2)114 (20.0)1.41 (1.05–1.89)
Skipped doses of prescribed medication71 (7.2)23 (5.6)48 (8.3)1.48 (0.91–2.39)
 Refused recommended treatment due to cost49 (5.0)21 (5.2)28 (4.9)0.94 (0.54–1.64)
 Needed to see a doctor but did not go due to cost111 (11.4)33 (8.2)78 (13.7)1.66 (1.13–2.45)
  • NOTE: Responses are not mutually exclusive. “Any financial hardship” includes borrowing, debt, utilizing assets, and experiencing a decrease in income. “Any care limitations” includes skipping doses of prescribed medication, refusing recommended treatment, and needing to see a doctor but not going due to cost.